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Mortgage Payment Advice

For homeowners having trouble paying their mortgage, the American Bankers Association strongly recommends they consult www.hopenow.com or call 1-888-995-HOPE. HOPE NOW is a cooperative effort between counselors, investors, and lenders to help homeowners in distress.

For others who are having trouble paying down debts, ABA advises taking action -- sooner rather than later -- to solve debt problems with the following tips:

  • Talk with creditors – the sooner you talk to them, the more options you have;
  • Don’t charge more purchases until your problems are solved;
  • Avoid bankruptcy – it’s a short-term solution with long-term consequences; and
  • Contact Consumer Credit Counseling Services at 1-800-388-2227.

For more information on budgeting, saving and managing credit, visit the ABA Education Foundation’s Consumer Connection web page at www.aba.com

LifeStore Bank
21 East Ashe St./PO Box 26, West Jefferson, NC  28694
Toll Free:  (800) 723-4718
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