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How to Get a Loan

There are so many decisions related to buying a home that can be overwhelming.  That is why our mortgage lenders work with you to find the best fit for your loan and payment schedule.  You can contact us along the way with any questions that you may have.

Here is an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

We will notify you and begin making preparations for closing.  You will designate a closing attorney and Title Company to handle your loan.

We will also coordinate with the closing attorney and you will sign the final papers at their office.

It's that simple!

LifeStore Bank
21 East Ashe St./PO Box 26, West Jefferson, NC  28694
Toll Free:  (800) 723-4718
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